Resources

Commercial insurance resources for Florida business owners.

Use these guides to prepare for quote conversations, certificate requests, workers' compensation questions, contract requirements, and coverage reviews.

Florida Workers' Comp Thresholds

A plain-English guide to when Florida construction, non-construction, and agricultural employers usually need workers' compensation coverage.

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Certificate of Insurance Checklist

What to collect before asking for a COI, including holder details, additional insured wording, limits, and deadline context.

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Useful tools

Turn the guide into a quote-ready summary.

Tool Florida Coverage Checkup

Answer a few questions and get a practical coverage conversation checklist.

Tool COI Readiness Builder

Turn contract and certificate holder details into a clean request summary.